St Canice's Credit Union
As college costs continue to be a significant burden for many households, families across Kilkenny are looking for ways to make third level education more affordable. At St Canice’s Credit Union, the focus is on support, not profit.
Their student loan is designed to ease the financial pressure, offering a responsible lending option which spreads out the cost of college over a longer period while always putting people first. With people’s busy lives it can also sometimes be difficult to find the time to organise finances, for that reason applications can be made online with a few clicks, over the phone or in branch making the process as simple as possible.
According to the 2025 Zurich Cost of Education Survey, the average annual cost of attending third level education in Ireland is now €14,105 for students living away from home. This includes fees of around €3,193, transport costs of €504, and an estimated €2,448 in monthly financial support from parents. For students living at home, the cost drops to €6,145 annually, with accommodation remaining the most significant expense at €8,384 per year. These figures highlight the growing financial pressure on families, but St Canice’s Credit Union is here to help.
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What sets the credit union apart is its community ethos. With flexible repayments, clear guidance, and no hidden charges, families can plan with confidence.
Parents can also borrow towards the cost of sending their child to college and students can focus on their studies knowing the financial side is being handled with care. People are often unsure what the options are when it comes to handling major costs like third level education. Trained and experienced staff are available to speak to members six days a week to go through their options and offer support.
Education is an investment in the future. St Canice’s Credit Union is here to help make that future possible.
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